Health Insurance

Protect your staf and family.

We are committed to providing the services listed below:

• Ensure that the census is uploaded speedily to the Council of Co-operative Health insurance.
• Managing the insurance policy(ies), during its validity with regard to additions/deletions/amendments and renewal.
• Managing the insurance financial accounts with regard to outstanding premiums, payments of premium, and refunds, including statements of accounts.
• Provision of an account executive to manage the overall account with the appropriate privileges.
• Provision of specialised services on site to speed up the process.
• Provision of online facility and services for addition and deletion and printing of Medical Cards on site (depends on numbers of participants).
• Provision of the necessary training for those who are responsible for insurance from the client’s side.
• Claims follow up and negotiations with insurers to ensure speedy settlements.
• Provision of advice, recommendations and speedy response to all enquiries of the client 24/7.

Motor Insurance

The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event.

We are committed to providing the services listed below:

• We understand the client’s requirement and we have suitable solutions for the regular issues for this kind of business
• We can provide successful plans to limit the losses and maintain a steady rate levels
• Provision of an account executive to manage the overall account with the appropriate privileges
• Provision of specialised services on site to speed up the process
• Follow ups with insurers to ensure a speedy response to repairs
• Claims follow up and negotiations with insurers to ensure speedy settlements
• Provision of online facility and services for addition and deletion and issuance of motor certificates on site (depends on number of vehicles)
• Provision of the necessary training for those who are responsible for insurance from the client’s side
• Provision of advice and recommendation and speedy response to all enquiries of the client 24/7

Marine Insurance

Marine insurance covers the loss or damage of ships, cargo, terminals, and any transport or cargo by which property is transferred, acquired, or held between the points of origin and final destination

In a global economy, any multinational company needs to protect its goods in transit to stay competitive. Our marine insurance coverage provides solid protection from the moment your goods leave the warehouse until they arrive at their destination.

• Cargo
• Hull
• Marine Casualty
• Marine Liability
• Protection and indemnity

Engineering Insurance

Engineering insurance refers to the insurance that provides economic safeguard to the risks faced by the ongoing construction project, installation project, and machines and equipment in project operation.

Product categories: Depending on the project, it can be divided into construction project all risks insurance and installation project all risks insuranc; depending on the attribute of the object, it can be divided into project all risks insuranc, and machinery breakdown insurance.

• Construction All Risks
• Machinery Breakdown
• business Interruption
• Erection All Risk
• Equipment and Computer All Risks
• Deterioration of Stock

Property Insurance

The loss of any property you own or create for sale affects your bottom line. If a windstorm damages any of these items, BEST Business Property insurance can help you replace everything from computers and inventory to equipment and tools.

• Property All Risks
• Fire & Allied Perils
• Business Interruption (Loss of Profits)
• Money Insurance
• Fidelity Guarantee and Crime Insurance

Medical Malpractice

Medical malpractice refers to professional negligence by a health care professional or provider in which treatment provided was substandard, and caused harm, injury or death to a patient.

Medical malpractice insurance or medical professional liability coverage is insurance that covers Medical Doctors, Osteopathic Physicians, Dentists, Chiropractors, and other healthcare professionals for indemnity payments (settlements), court costs, and damages associated with a lawsuit for malpractice

• Mental injury
• Illness
• Disease
• Death as a result of fault in medical treatment

Liability Insurance

BEST Liability Insurance protects an individual or business from the risk that they may be sued and held legally liable for something such as malpractice, injury or negligence.

Liability insurance policies cover both legal costs and any legal payouts for which the insured would be responsible if found legally liable.

• Commercial General Liability
• Third Party Liability
• Product Liability
• Liability towards Neighbors and Landlords
• Directors’ & Officers liability
• Motor traders, and Haulier’s liability

General Lines

Our services do not stop at the above mentioned insurance services but we do have a technical team to handle a variety of insurance requirements but not limited to:

• Machinery Breakdown and business interruption insurance.
• Equipment and Computer All Risks Insurance.
• Aviation and Satellite insurance.
• Agricultural and livestock insurance.
• Trade Credit Insurance.
• Financial lines including Bankers Blanket Bond, Computer crime Professional Indemnity and Cyber insurance.
• Directors’ & Officers liability insurance.
• Premises, Products and comprehensive General Liability insurances.
• Motor traders, and Haulier’s liability insurances.
• Family Protection Plans and Personal Accident insurance.
• Any other specialized insurance such as events insurance, exhibition insurance, personal insurances (home, contents and jewellery, and valuable items such as paintings, and carpets).
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